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Homeownership

Apply for a Habitat house

Apply for a Habitat house

Thank you for your interest in becoming a homeowner with Habitat. Below, you’ll learn about Habitat’s homeownership process and family selection qualifications.

We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.

Habitat does not give away houses; instead, future homeowners partner with local affiliates and volunteers to build or rehabilitate a home and pay an affordable mortgage.

Habitat is committed to providing low- and moderate-income households the opportunity for affordable homeownership. A home is considered affordable when you pay no more than 30% of your income toward rent or mortgage.

Learn more about our homeownership process:

  • Qualifications: Check out our Habitat homeowner qualifications to learn who qualifies for a Habitat home. 
  • Partnering with HabitatThis page describes how future homeowners partner with Habitat.
  • Financial education: Homebuyers complete financial education before owning a Habitat home. These courses help prepare homeowners to successfully manage their new mortgage, personal finances and savings.

Benefits of Habitat homeownership

  • Affordable mortgage
  • Own your home
  • Build generational wealth
  • Water Star certified home 
  • Homebuyer education
  • Whirlpool Energy Star appliances
  • 37220 Meridian Ave.
    Dade City, FL 33525

    Office Hours
    Monday - Friday
    8:30 am - 4:30 pm

  • 4700 Allen Rd
    Zephyrhills, FL 33541

    Store Hours
    Tuesday - Saturday
    9:00 am - 5:00 pm
    closed Sunday & Monday

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