A decent home gives us the space and stability we need to be healthy, resilient and build the life we choose — whether that’s creating community, building wealth or raising a family.
Your path to homeownership starts here
Thank you for your interest in working with Habitat for Humanity for you homeownership journey. Below, you’ll learn how Habitat for Humanity's partners with people, families and individuals.
We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.
Habitat does not give away houses; instead, future homeowners build alongside Habitat for Humanity and volunteers to build or rehabilitate a home in a place they love to live while paying an affordable mortgage. Habitat for Humanity increases access to affordable homes and affordable credit, especially among people locked out of the housing market.
Habitat for Humanity is committed to removing barriers to homeownership and to accessing a safe, affordable homes for low- and moderate-income households. A home is considered affordable when you pay no more than 30% of your income toward rent or mortgage.
Learn more about our homeownership process:
- Qualifications: Check out the Habitat homeowner qualifications to learn how a person qualifies to purchase a home.
- Partnering with Habitat: This page describes how homeowners build alongside Habitat for Humanity.
- Build financial independence: Homebuyers complete financial education before purchasing a Habitat home. These courses empower people and help them live their life on their own terms.
Benefits of building your home with Habitat for Humanity
- Affordable mortgage
- Own your home
- Build financial independence
- Build generational wealth
- Water Star certified home
- Homebuyer education
- Whirlpool Energy Star appliances
- Home Warranty
