Habitat follows a nondiscriminatory policy in line with the Fair Housing Act and Equal Credit Opportunity Act. Race, sex, color, national origin, religion, familial status, age, marital status, disability and income from public assistance are not a factor in choosing homeowners.
Eligible homebuyers must be:
Click each topic to learn more
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A demonstrated need for better housing—this might mean your current housing is unsafe, overcrowded, or unaffordable.
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Applicants must fall within the annual income limits and meet all income-related eligibility guidelines. Applicants must have steady income for the past two (2) years.
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Applicants must have lived or worked in east or central Pasco County for at least a year and be willing and able to complete the required volunteer hours
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Applicants must be able to show:
- Two (2) years of verifiable income
- U.S. citizenship or permanent residency
- A manageable debt-to-income ratio
- Reasonably good credit (perfect credit is not required)
Not sure if you’re eligible?
Take our quick eligibility quiz.
Calculate your income
Use the our income calculator to estimate your annual gross household income and see how it compares to the required income limits (30-80% AMI).
These tools are for general guidance only, no information is gathered or saved. To apply you must complete the application. Final eligibility is determined during the application process.
Explore other affordable housing options
We understand that not everyone will meet the criteria for our homeownership program. If you're not currently eligible, we encourage you to explore other affordable housing options by visiting www.FloridaHousingSearch.org, a helpful resource for finding affordable rental and homeownership opportunities across the state.
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We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or nationality.
Our organization provides equality of services and care to everyone, regardless of people’s age, disability, gender, gender identity, race, religion or belief, or sexual orientation.
