Not sure if you’re eligible? Start with a quick eligibility check.
Before you begin:
- Please review our homebuyer qualifications.
- Please note that partial or incomplete applications will not be processed.
- The list of required verification documents (below) must be submitted in addition to your online application. All documents must be received or postmarked by midnight, February 15, 2026. Missing documents will result in an incomplete application and denial. Documents may be dropped off at our office or mailed by the deadline.
We want this process to be open and accessible to everyone. If you have questions or need special accommodations, please reach out to Jere Ferguson at jferguson@habitatpasco.org or (352) 437-5383.
We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.
Habitat for Humanity does not give away houses; instead, future homeowners build alongside us and volunteers to build or rehabilitate a home in a place they love to live. Habitat for Humanity increases access to affordable homes and affordable credit, especially among people locked out of the housing market.
A decent home gives us the space and stability we need to be healthy, resilient and build the life we choose — whether that’s creating community, building wealth or raising a family.
Benefits of building your home with Habitat for Humanity of East and Central Pasco County:
- Affordable mortgage – predictable payments that fit your budget
- Path to homeownership – stability and security for your family
- Financial independence – invest in your future, not rent
- Generational wealth – build equity to pass on
- Water Star® certified home – designed for water efficiency
- Fortified construction standards – stronger, safer homes
- Homebuyer education – tools and training for successful ownership
- Whirlpool® ENERGY STAR® appliances – quality and energy savings
- Home warranty included – peace of mind after move-in
Where we build
Our service area includes Pasco County east of the Suncoast Parkway, we have built in areas such as: Zephyrhills, Dade City, Wesley Chapel, Land O’ Lakes, Spring Hill, Crystal Springs, and Lacoochee.
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We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or nationality.
Our organization provides equality of services and care to everyone, regardless of people’s age, disability, gender, gender identity, race, religion or belief, or sexual orientation.
