Apply for a Habitat house
Habitat for Humanity partners with families and individuals in East and Central Pasco County to build or rehabilitate a home and pay an affordable mortgage. We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.
Homebuyers complete financial education before owning a Habitat home. These courses help prepare homeowners to successfully manage their new mortgage, personal finances and savings.
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How Habitat homeownership works | Benefits of homeownership | FAQs
Habitat homeownership qualifications
We partner with individuals and families who need affordable housing, are ready to invest their time and effort in the program, and can afford a monthly mortgage payment.
View qualifications and requirements →
Your path to homeownership
Habitat homeownership is more than buying a home. Future homeowners work alongside Habitat through education, sweat equity, and preparation for long-term success.
Explore the program:
More than a house. A foundation for the future.
Habitat homeowners don't receive a free home. They partner with Habitat staff, volunteers, and supporters to build strength and stability through affordable homeownership.
Hear from Habitat homeowners →
A safe, stable home can help families:
✔ Build financial security
✔ Create opportunities for future generations
✔ Live closer to work, school, and community
✔ Benefit from affordable mortgage payments
✔ Enjoy energy-efficient features and lower utility costs
Learn more about our home construction →
Where we build
Habitat for Humanity of East and Central Pasco County serves communities throughout eastern and central Pasco County, helping families achieve affordable homeownership close to where they live, work, and attend school.
View our service area and communities we serve →
Frequently asked questions
Have questions? Find answers about eligibility, the application process, sweat equity, mortgages, and more.
Ready to take the first step?
Homeownership applications are currently closed.
Join our email list to receive updates when applications reopen and stay informed about future opportunities.
A decent home gives us the space and stability we need to be healthy, resilient, and build the life we choose, whether that's creating community, building wealth, or raising a family.
