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Homeownership

Habitat homes

home

Since 1994, Habitat for Humanity of East and Central Pasco County has built and dedicated more than 160 safe, affordable homes for families in communities across Zephyrhills, Dade City, Wesley Chapel, Land O’ Lakes, Spring Hill, Lacoochee, and beyond. Each home tells a story of partnership, hope, and a brighter future.

We’re proud to work alongside local volunteers, donors, and partner families to build strength and stability through affordable homeownership.

Homes we build

At Habitat for Humanity of East and Central Pasco County, we’re proud to build safe, energy-efficient, and affordable homes for hardworking individuals and families throughout our community—including areas like Zephyrhills, Dade City, Wesley Chapel, Land O’ Lakes, Spring Hill, and beyond.

We primarily construct new single-family homes and occasionally rehab vacant properties. Every home is sold to a income qualifying homebuyer through an affordable mortgage, making homeownership accessible and sustainable.

We provide disaster recovery assistance through our ReBuild program, and offer roof replacements for veterans through our Veteran Build Initiative in partnership with Owens Corning. 

We also provide homebuyer counseling and education to help families prepare for successful homeownership.

Home types and floor plans

Every Habitat home is thoughtfully built with quality, durability, and affordability at its core. Our homes include:

  • A standard homeowner’s warranty for peace of mind
  • Energy-efficient appliances and systems to reduce utility costs
  • Designs tailored to match family size and needs
  • Fortified roofs for added protection (when available)
  • Florida-friendly landscaping that’s sustainable and low-maintenance
  • A Water Star-certified plumbing system for water conservation
     

We’ve built homes ranging from 2 to 6 bedrooms, with 1 or 2 bathrooms, depending on family size and available land.


Our most common floor plan is a 3-bedroom, 2-bathroom home with approximately 1,125 square feet of living space.

Where we build – choosing a location

Our Habitat homes are built across Pasco County in areas east of the Suncoast Parkway, including cities and towns such as:

  • Zephyrhills
  • Dade City
  • Wesley Chapel
  • Land O’ Lakes
  • Spring Hill
  • San Antonio
  • Lacoochee
  • Crystal Springs

We build where land is affordable, infrastructure is available, and where we can make the greatest impact. During the application process, homebuyers may indicate their location preferences, and once sweat equity requirements are met, we work with each family to review available home sites.

What does a Habitat home cost?

While the market value of a Habitat home may vary based on location and size, each home is sold at no profit and financed with a subsidized mortgage tailored to your income.

  • Monthly mortgage payments—including property taxes and insurance—are generally set at no more than 30% of your gross monthly income.
  • This ensures long-term affordability and financial stability for your family.

Habitat offers a hand-up, not a handout—empowering local families to achieve the dream of homeownership while building equity and community.

See our work in action

Explore the homes we’ve built in local neighborhoods. Click on the images below to view examples of completed homes, like The Cove in Dade City and other recent builds in areas like Zephyrhills, Lacoochee, Crystal Springs, Spring Hill.  See our mission in action.

  • Pasco County offices

    37220 Meridian Ave
    Dade City, FL 33525

    Monday - Friday
    8:30 AM – 4:30 PM

    appointments are recommended

  • retail & donation center
    open to the public

    4700 Allen Road
    Zephyrhills, FL 33541

    Tuesday - Saturday
    8:00 AM - 4:00 PM

    free donation pickups

    estate clean outs

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