Use the tools below to help you get ready before applying.
Results are estimates only and will be verified during the application process.

Eligibility check

Answer a few simple questions to see if you may qualify for Habitat homeownership. This tool includes an estimated income review based on your household size.

Check your eligibility →

Income calculator

Estimate your household's annual gross income using hourly, weekly, biweekly, monthly, or annual pay. This tool can help you understand whether your income may fall within program guidelines.

Use the income calculator →

Student loan resources

Links to online resources to aid in conversations with your student loan servicer to discuss repayment options.

These resources are shared for informational purposes only and do not represent an endorsement by Habitat for Humanity of East and Central Pasco County.

Understanding Student Loan Repayment
Link to U.S. Department of Education Guidance

Paying for College - Repay Student Debt
Link to CFPB Guidance on Options to Repay Student Loan Debt

Repayment Estimator
Link to U.S. Department of Education Student Aid repayment estimator.

Understanding Federal Direct Consolidation Loans
Link to Nelnet Education Loan Services resource for understanding federal direct consolidation loans.

Default Prevention Resource Information
Link to U.S. Department of Education - default prevention and resolution resources.

Additional resources

These resources are shared for informational purposes only and do not represent an endorsement by Habitat for Humanity of East and Central Pasco County.

HomeView | Free Homeownership Education Course | FANNIE MAE

Credit Basics | FANNIE MAE

Know your rights | HUD

HUD's special homebuying programs

Shopping for homeowners insurance

Consumer Financial Protection Bureau (CFPB)