If you are not a Habitat homeowner and are having difficulty with your mortgage, you are not alone. The organizations below may be able to offer guidance and support.
These resources are shared for informational purposes only and do not represent an endorsement by Habitat for Humanity of East and Central Pasco County.
HUD: Avoiding Foreclosure
This HUD web page provides a summary of various programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments.
HUD: Housing Counselors
Foreclosure prevention counseling and homeless counseling services are available free of charge through HUD's Housing Counseling Program.
Get help managing financial uncertainty | Fannie Mae
Fannie Mae has developed resources for homeowners and loan servicers to help borrowers avoid foreclosure.
If I can't pay my mortgage loan, what are my options? | Consumer Financial Protection Bureau (consumerfinance.gov)
The Consumer Financial Protection Bureau, or CFPB, has compiled several resources to help assist borrowers with avoiding foreclosure.
Homeownership Preservation Foundation
A nonprofit organization that provides HUD approved counselors dedicated to helping homeowners avoid foreclosure. 1-888-995-HOPE (4673).
ClearPoint.org
National nonprofit credit counseling agency that provides 24/7 service to people in financial need across the country by telephone and online, as well as in-person counseling through a branch network of offices in the southeastern US.
Mortgage Options to Stay in Your Home and Mortgage Options to Leave Your Home
Resource developed by Fannie Mae that explains options to help stay in your home and options to leave your home.
