Habitat manages the homeowner selection and application process at the local level, through our locations in communities across the U.S.

A decent home gives us the space and stability we need to be healthy, resilient, and build the life we choose, whether that's creating community, building wealth, or raising a family.

Apply for a Habitat house

Habitat for Humanity of East and Central Pasco County Florida, partners with people in East and Central Pasco County to build or rehabilitate a home and pay an affordable mortgage. We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.

Homebuyers complete financial education before owning a Habitat home. These courses help prepare homeowners to successfully manage their new mortgage, personal finances and savings.

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Where we build
Frequently asked questions
Ready to take the first step?

Habitat homeownership qualifications

We partner with individuals and families who need affordable housing, are ready to invest their time and effort in the program, and can afford a monthly mortgage payment.

View qualifications and requirements →

Your path to homeownership

Habitat homeownership is more than buying a home. Future homeowners work alongside Habitat through education, sweat equity, and preparation for long-term success.

Explore the program:

• Steps to homeownership
• What is sweat equity?
• Homebuyer education

More than a house. A foundation for the future.

Habitat homeowners don't receive a free home. They partner with Habitat staff, volunteers, and supporters to build strength and stability through affordable homeownership.

Hear from Habitat homeowners →

A safe, stable home can help families:

✔ Build financial security
✔ Create opportunities for future generations
✔ Live closer to work, school, and community
✔ Benefit from affordable mortgage payments
✔ Enjoy energy-efficient features and lower utility costs

Where we build

Habitat for Humanity of East and Central Pasco County serves communities throughout eastern and central Pasco County, helping families achieve affordable homeownership close to where they live, work, and attend school.

View our service area and communities we serve →

Don't live or work in east or central Pasco County? Find your local Habitat →

Frequently asked questions

Have questions? Find answers about eligibility, the application process, sweat equity, mortgages, and more.

View FAQs →

Ready to take the first step?

Homeownership applications are currently closed.

Get prepared to apply →

Equal Housing Opportunity

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or nationality.