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Homeownership

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family in pasco county holding keys to their habitat home

Not sure if you’re eligible? Start with a quick eligibility check.

We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.

Habitat for Humanity does not give away houses; instead, future homeowners build alongside us and volunteers to build or rehabilitate a home in a place they love to live. Habitat for Humanity increases access to affordable homes and affordable credit, especially among people locked out of the housing market.

Blue informational graphic listing required documents for Habitat for Humanity homeowner applications, such as government-issued ID, tax returns, income verification, bank statements, and benefit records.
Explore the homeownership program:

A decent home gives us the space and stability we need to be healthy, resilient and build the life we choose — whether that’s creating community, building wealth or raising a family.

Benefits of building your home with Habitat for Humanity of East and Central Pasco County:

  • Affordable mortgage – predictable payments that fit your budget
  • Path to homeownership – stability and security for your family
  • Financial independence – invest in your future, not rent
  • Generational wealth – build equity to pass on
  • Water Star® certified home – designed for water efficiency
  • Fortified construction standards – stronger, safer homes
  • Homebuyer education – tools and training for successful ownership
  • Whirlpool® ENERGY STAR® appliances – quality and energy savings
  • Home warranty included – peace of mind after move-in

Where we build

Our service area includes Pasco County east of the Suncoast Parkway, we have built in areas such as: Zephyrhills, Dade City, Wesley Chapel, Land O’ Lakes, Spring Hill, Crystal Springs, and Lacoochee.

Your path to homeownership starts here

  • Downtown Dade City

    37220 Meridian Ave
    Dade City, FL 33525

    Monday - Friday
    8:30 AM – 4:30 PM

    appointments are recommended

  • retail & donation center
    open to the public

    4700 Allen Road
    Zephyrhills, FL 33541

    Tuesday - Saturday
    9:00 AM - 5:00 PM

    free donation pickups

    estate clean outs

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