Your path to homeownership starts here
Thank you for your interest in becoming a homeowner with Habitat. Below, you’ll learn about Habitat’s homeownership process and family selection qualifications.
We follow a nondiscriminatory policy of homebuyer selection and are accountable to mortgage lending laws.
Habitat does not give away houses; instead, future homeowners partner with local affiliates and volunteers to build or rehabilitate a home and pay an affordable mortgage.
Habitat is committed to providing low- and moderate-income households the opportunity for affordable homeownership. A home is considered affordable when you pay no more than 30% of your income toward rent or mortgage.
Learn more about our homeownership process:
- Qualifications: Check out our Habitat homeowner qualifications to learn who qualifies for a Habitat home.
- Partnering with Habitat: This page describes how future homeowners partner with Habitat.
- Financial education: Homebuyers complete financial education before owning a Habitat home. These courses help prepare homeowners to successfully manage their new mortgage, personal finances and savings.
Benefits of Habitat homeownership
- Affordable mortgage
- Own your home
- Build generational wealth
- Water Star certified home
- Homebuyer education
- Whirlpool Energy Star appliances
