Qualifying for a loan with one of our partner agencies
If you're applying for a USDA 502 loan through our program, please note:
- A $30 cashier’s check (made payable to USDA) is required to cover your credit check. This is only for the USDA application, not the Habitat application.
- A cash requirement of approximately $1,000 (usually covering the first year of insurance) is typically needed. This can be paid over time before your home closing.